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Treatment of Existing Life Insurance Policyholders in Times of Rapidly Changing Economic Conditions
our books. Retention of existing business is a primary factor of defensive motivation. The next category ... force, Mr. Rugland accurately described the two primary motivating forces for Northwestern Mutual as being ...- Authors: Michael B Hutchison, Sidney A LeBlanc, James Reiskytl, Walter Rugland, Dale R Gustafson
- Date: Oct 1980
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Product Update-Individual Life
over-insurance that does exist. I would say that the primary focus of this resurgence of the first-to-die market ... MR. STEPHEN H. FRANKEL: You mentioned that your primary market was buy-sell. One of the authors in the ...- Authors: Douglas Doll, Anne Katcher, W Steven Prince, Application Administrator, Sandra Potasky
- Date: Oct 1991
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Up-to-the-Minute News Flash on Regulatory Developments
adopted as it is as a nationwide standard, the primary reason being risk classification. Mr. Foley: ... the point where, as a regulatory actuary whose primary goal in life is consumer protection we continue ...- Authors: Thomas C Foley, Donna Claire, Sheldon Summers
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance
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Life Product Development Update
attached to participating business, not only long-term care and dread disease riders, but also the beneficiary ... the single premium policy is sold with a long-term-care rider. I am not sure how many of these are in the ...- Authors: Application Administrator, Christian J DesRochers, Timothy Pfeifer, Mark A Tullis
- Date: Jun 1990
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Understanding the Ratings Process
will note that the company in the view of the primary analyst has superior capitalization, excellent ... analysis. The following is the analysis in which the primary analyst has established the strengths and weaknesses ...- Authors: Frank Buck, Mark Puccia, Jack Z Reichman, Phillip Tsang, Andrew Desky, Charles F Titterton
- Date: May 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Non-Participating Life Products with Non-Guaranteed Premiums
center around setting the assumptions where the direct writing company is in control, such as premium ... with the reduced surplus requirements that the direct writing company might use. When a non-guaranteed ...- Authors: Richard A Burrows, James A Geyer, Denise Tiller, Martin L Zeffert
- Date: Jun 1980
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Employer Sponsored Individual Life Insurance
participation. It has both 266 PANEL DISCUSSION a direct and indirect effect on the success of the plan ... case and move all people over the PAC or monthly direct. We have not had any situations where on a case ...- Authors: Gabriel G Cillie, Christian J DesRochers, J Tyler Lee, William J Taylor
- Date: Apr 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Dividend Philosophy
Would any members of the majority in the audience care to tell us why they voted to draw the circle that ... Do the panelists, or does anyone in the audience, care to comment on the question of whether it's ethical ...- Authors: James W Kemble, Walter N Miller, John W Tomlinson
- Date: May 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance; Public Policy
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The Future of Permanent Life Insurance
distribution for smaller size policies such as through direct response, mass merchandising, and department store ... Therefore, other distribution methods, in- cluding direct mail, will be tested more seriously. As a practical ...- Authors: Robert K Dickson, John Gardner, Spencer Koppel, James Reiskytl
- Date: Apr 1980
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Effective Product Management
Effective Product Management This panel discussion focuses on effective product management of ... persistency around. I feel that one of the most direct ways of focusing on the problem is to make agent ...- Authors: Yves Laneuville, Bradley Leonard, Rodney R Rohda, Robert Shapiro
- Date: May 1977
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Health & Disability>Health insurance; Life Insurance